RVLife — Saving money through cash back programs

Times are tough and saving every penny counts. I use Rakuten’s cash back savings program. I often shop at Walmart or Tractor Supply and ordering ahead and choose home or store pickup. This allows me to get money back for what I spend normally.  In addition to cash back, Rakuten often has coupons and other deals. It also very helpful to plan ahead and do store pickups as the RV life adds extra issues.

Using Rakuten for cash back savings offers several compelling benefits:

Earn Money on Everyday Shopping: Rakuten allows you to earn cash back on purchases you were already planning to make, from a wide array of over 3,500 stores. This includes both online and in-store shopping, making it versatile for different shopping preferences. For instance, you can get cash back on everything from clothing at Macy’s to groceries at Walmart.

No Cost to Join: Membership with Rakuten is free, and there are no hidden fees. You earn cash back simply by shopping through their platform or using their browser extension. This means you can enjoy savings without any additional cost.

Automatic Coupons and Deals: Rakuten’s browser extension automatically applies coupons and searches for the best deals, maximizing your savings beyond just cash back. This feature can stack with other promotions, leading to significant savings on purchases.

Ease of Use: With options like a mobile app, website, and browser extension, activating cash back is straightforward. You can set up the browser extension on Chrome or use the app to ensure you never miss out on cash back offers while shopping online or in-store.

Quarterly Payouts: Rakuten pays out your cash back every three months either through PayPal or by check, providing a regular income from your shopping habits without needing to remember to redeem points or rewards.

Referral Bonuses: There’s an opportunity to earn more through their referral program, where both you and your friends can receive bonuses when they sign up and make qualifying purchases.

Savings on Specific Categories: Rakuten often features higher cash back rates during promotional periods or on specific categories, like travel, dining, or seasonal shopping events, which can lead to substantial savings.

Trusted Platform: With a history dating back to 1999 and having paid out over $3.6 billion in cash back, Rakuten has established itself as a reliable platform for cash back rewards.

Combining with Credit Cards: You can stack Rakuten’s cash back with credit card rewards, further increasing your savings or rewards on purchases. For example, using a cash back credit card in conjunction with Rakuten can double your savings.

Security and Privacy: Rakuten emphasizes user security with PCI compliance for credit card data storage, ensuring your financial information is handled securely.

Overall, Rakuten is a no-brainer for anyone looking to save money effortlessly on everyday shopping. It requires minimal effort to set up and use, yet offers tangible financial benefits, making it an excellent tool for increasing your savings without changing your shopping habits. However, it’s important to remember to check the current cash back rates and any exclusions or terms for each store to maximize your benefits. Click here to use my Rakuten referral link to start saving today!